pencil policy - first two years vs second two years

My first two years - "Nothing should ever prevent a student from learning in my class. If they need a pencil, I will provide it. No questions asked. I won't hassle them or nothin'. You're in this class to learn, and learning you will do. Being pencil-less shouldn't prevent you from doing so"

My next two years - "Part of high school is learning the habits and skills to succeed in college and in life. If we take this stance, students MUST learn to have their materials on a day-to-day basis. Students must come to class prepared and if they realize I am not a pencil giver early, they'll meet my expectations and bring their pencils. Plus, I'm tired of giving out pencils."

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I'd love to give pencils that say "I forgot to bring a pencil to math class and all I got was this stupid pencil." The irony.

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I don't know where I stand anymore. What's your opinion? What's your policy for students who come to class without a pencil? And, if you ARE a pencil giver, do you have a specific procedure? (Are pencils in a cup where students can grab one? Do you charge a quarter? Do you take collateral? Etc Etc)

To give, or not to give (a pencil); that is the question.

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Also, do you let them use pens? Goodness, the bag of worms we can open with that one...